Commercial Auto: Minimum State Coverages

Coverage includes state minimum liability limits.  Please refer to the table below for state-specific minimum limits.

Liability (BI/BI/PD)* = BodilyInjury (BI) per person / Bodily Injury (BI) per accident / Property Damage (PD)per accident
Auto Program-Minimum State Coverage
State
Liability (BI/BI/PD)*
Uninsured Motorist/ Underinsured Motorist
Personal Injury Protection
Medical Payments
Alaska
$50,000/$100,000/$25,000
N/A
N/A
N/A
Alabama
$25,000/$50,000/$25,000
N/A
N/A
N/A
Arkansas
$25,000/$50,000/$25,000
N/A
N/A
N/A
Arizona
$25,000/$50,000/$15,000
N/A
N/A
N/A
California
$15,000/$30,000/$5,000
N/A
N/A
N/A
Colorado
$25,000/$50,000/$15,000
N/A
N/A
N/A
Connecticut
$25,000/$50,000/$25,000
$25,000/$50,000
N/A
N/A
District of Columbia
$25,000/$50,000/$10,000
$25,000/$50,000/$10,000 (UM only)
N/A
N/A
Delaware
$25,000/$50,000/$10,000
N/A
$15,000/$30,000
N/A
Florida
$10,000/$20,000/$10,000
N/A
$10,000
N/A
Georgia
$25,000/$50,000/$25,000
N/A
N/A
N/A
Hawaii
$20,000/$40,000/$10,000
N/A
$10,000
N/A
Idaho
$20,000/$40,000/$15,000
N/A
N/A
N/A
Indiana
$25,000/$50,000/$15,000
N/A
N/A
N/A
Illinois
$25,000/$50,000/$20,000
$25,000/$50,000
N/A
N/A
Iowa
$25,000/$50,000/$25,000
N/A
N/A
N/A
Kansas
$25,000/$50,000/$25,000
$25,000/$50,000
$4,500
N/A
Kentucky
$25,000/$50,000/$25,000
N/A
$10,000
N/A
Louisiana
$15,000/$30,000/$25,000
N/A
N/A
N/A
Massachusetts
$20,000/$40,000/$5,000
$20,000/$40,000 (UM Only)
$8,000
N/A
Maryland
$30,000/$60,000/$15,000
$30,000/$60,000/$15,000
N/A
N/A
Maine
$50,000/$100,000/$25,000
$50,000/$100,000/$25,000
N/A
N/A
Michigan
$50,000/$100,000/$10,000
N/A
$250,000
N/A
Minnesota
$30,000/$60,000/$10,000
$25,000/$50,000
$40,000
N/A
Missouri
$25,000/$50,000/$25,000
$25,000/$50,000 (UM Only)
N/A
N/A
Mississippi
$25,000/$50,000/$25,000
N/A
N/A
N/A
Montana
$25,000/$50,000/$20,000
N/A
N/A
N/A
North Carolina
$30,000/$60,000/$25,000
$30,000/$60,000/$25,000
N/A
N/A
North Dakota
$25,000/$50,000/$25,000
$25,000/$50,000
$30,000
N/A
Nebraska
$25,000/$50,000/$25,000
$25,000/$50,000
N/A
N/A
New Hampshire
$25,000/$50,000/$25,000
$25,000/$50,000/$25,000
N/A
$1,000
New Jersey
$15,000/$30,000/$5,000
$15,000/$30,000/$5,000
$15,000
N/A
New York
$25,000/$50,000/$10,000
$25,000/$50,000
$50,000
N/A
New Mexico
$25,000/$50,000/$10,000
N/A
N/A
N/A
Nevada
$25,000/$50,000/$20,000
N/A
N/A
N/A
Ohio
$25,000/$50,000/$25,000
N/A
N/A
N/A
Oklahoma
$25,000/$50,000/$25,000
N/A
N/A
N/A
Oregon
$25,000/$50,000/$20,000
$25,000/$50,000
$15,000
N/A
Pennsylvania
$15,000/$30,000/$5,000
N/A
N/A
$5,000
Rhode Island
$25,000/$50,000/$25,000
N/A
N/A
N/A
South Carolina
$25,000/$50,000/$25,000
$25,000/$50,000/$25,000
N/A
N/A
South Dakota
$25,000/$50,000/$25,000
$25,000/$50,000
N/A
N/A
Tennessee
$25,000/$50,000/$15,000
N/A
N/A
N/A
Texas
$30,000/$60,000/$25,000
N/A
N/A
N/A
Utah
$25,000/$65,000/$15,000
N/A
N/A
N/A
Virginia
$25,000/$50,000/$20,000
$25,000/$50,000/$20,000
$3,000
N/A
Vermont
$25,000/$50,000/$10,000
$50,000/$100,000/$10,000
N/A
N/A
Washington
$25,000/$50,000/$10,000
N/A
N/A
N/A
Wisconsin
$25,000/$50,000/$10,000
$25,000/$50,000 (UM Only)
N/A
N/A
West Virginia
$25,000/$50,000/$25,000
$25,000/$50,000/$25,000 (UM Only)
N/A
N/A
Wyoming
$25,000/$50,000/$20,000
N/A
N/A
N/A
GetAddify, is not an insurance carrier or underwriter.
GetAddify is a technology company that works with a series of insurance providers to provide the services mentioned above.